Electric bikes have become increasingly popular in recent years as they offer an eco-friendly and healthier way to get around. But a common question to ask yourself when you become a proud ebike owner is - do I need insurance? We've created this blog to provide you with all the information you need to know about electric bike insurance. We'll cover topics such as legal requirements, what kind of coverage is available and choosing the right policy for your needs. We'll also look at some of the most common use cases for electric bike insurance and discuss the benefits that come with it. So if you're looking for a comprehensive guide on ebike insurance, then you've come to the right place! Should you get electric bike insurance? In short: it's not a legal requirement however it may be a good idea. Cycling is a great way to stay active and get around, but it can be dangerous. If you own an electric bike, you should seriously consider getting electric bike insurance. Ebike insurance can help protect your investment in the event of an accident or theft. It can also provide peace of mind while you’re out on the roads, knowing that your ebike is covered in case something happens. Electric bike insurance policies vary in coverage and cost, so it’s important to do your research before choosing one. Reasons to get insurance for your Electric Bike Ebike insurance provides you with financial protection in case of damage, theft or an accident. The chances of your ebike being stolen are higher than with a regular bike, which is why it's important to get the right insurance for your ebike. Ebike insurance is usually cheaper than auto insurance and can cover a wide range of incidents such as vandalism, fire and natural disasters. It can also cover any medical expenses if you are injured while riding your electric bike. Getting insured for your electric bike is a great way to protect yourself financially and make sure that you don't have to worry about unexpected costs in the future. How much cover does ebike insurance provide? Electric bike (eBike) insurance is an important consideration for anyone who owns an eBike. But how much coverage does electric bike insurance provide? Electric bike insurance policies typically cover the cost of repairs and replacements for the bike itself, as well as any accessories that are attached to it. This means that if your electric bike is stolen and you are covered by your policy, you can sleep easy while a replacement bike is delivered to you. Depending on the policy, it may also cover medical costs if you or another person is injured while riding your eBike. Additionally, some policies include coverage for legal fees if you are involved in a lawsuit due to an accident involving your eBike. What are the pros and cons of insurance? Insurance is a great way to protect yourself and your belongings from unexpected events. However, it’s important to understand the pros and cons of insurance before you decide to buy it. When it comes to ebike insurance, some of the pros include protection against theft, damage or loss of your electric bike. It can also provide you with financial assistance if you are involved in an accident while cycling. On the other hand, there are some cons associated with ebike insurance such as a monthly/annual fee and strict policy guidelines. In order to make sure that you get the best coverage for your electric bike, it’s important that you compare different cycling insurance policies for ebikes before making a decision. By doing so, you can make sure that you get the most out of your ebike insurance policy and enjoy peace of mind when riding your electric bike. 14-Day Free Insurance and Bikmo Offer If you order an electric bike from Pedal & Chain, once you get hold of your new EAPC bike*, you can start riding worry free straight away. All bikes purchased from Pedal & Chain qualify for 14 days free insurance** with Bikmo, covering your bike for accidental damage and theft. If something happens, Bikmo will replace or repair your new bike. *Offer only applicable with EAPC bikes. Throttle-operated/over 250W motors are not applicable.**Activation is required within 7 days of purchase. At the end of your free 14-day insurance, you will have the option to extend your coverage to a full policy. See details of the full Bikmo cover here. Conclusion It is important to consider the insurance coverage that is necessary for electric bikes. Electric bike insurance covers the cost of repairs and replacements in case of an accident or theft. It also provides coverage for medical expenses in case of an injury while riding. Ebike insurance policies vary from provider to provider and can be tailored according to individual needs. It is important to compare different providers and choose the one that offers the best coverage at a competitive price. With this in mind, electric bike owners can ensure that they are adequately protected when cycling with their ebikes. Get 25% Off Your Cycling Insurance You have no commitment to stay insured at the end of your 14 days free however customers of Pedal & Chain are able to benefit from a large discount off the full policy.Bikmo will apply a 25% discount for electric bike owners and if you use code: pedalandchain at checkout you will receive a further 5% off.CLAIM HERE*Minimum premium applies ** Bikmo Limited is authorised and regulated by the Financial Conduct Authority ref: 745230. Pedal & Chain holds no responsibility or liability for this product. Contact Us If you have any questions about electric bike insurance, we will be happy to help. Email us at info@pedalandchain.co.uk or call us on 0333 050 1008.
